How To Invest Your Workplace Pension (includes NEST & People's Pension)

Is the default workplace pension fund the right place for your money? There's a good chance it won't be. Auto-enrolment workplace pension schemes like NEST and People's Pension place new entrants into a default fund with a strategy to adjust the asset allocation (mix of investments) over time. In many cases, you would like be better off selecting your own fund.

In this video I explain some of the issues with trying to create a "one size fits all" default investment strategy. I then look at two examples, using NEST and the People's Pension, to help demonstrate why you might want to log into your account with these providers and select your own fund from the available range.

If you are unsure and would like specific advice, this might be a great time to speak with a financial adviser and receive a recommendation tailored to your specific circumstances and objectives.

Chapters:
00:00 - Intro
01:07 - Why "Defaulting" Is An Issue
04:09 - NEST
09:28 - People's Pension
11:29 - Conclusions

This video is for guidance and entertainment purposes only and should not be seen as financial advice. Always seek personalised regulated advice before making investment decisions. I have no affiliation with any of the products/providers presented in this video and this is not a paid promotion. Any opinions presented are my own and not representative of any firm. Investment values can fall as well as rise and past performance is not necessarily a guide to future performance. Your capital is at risk when you invest and you can get back less than originally invested.

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