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How to pay smaller taxes to live or retire in Latin America?
Learn about the Latin American countries that offer retirement visas, tax breaks, and visa programs for retirees, digital nomads, and remote workers.

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Mexico
Mexican Residency Visa Programs (Temporary Residency, and Permanent Residency Program For Retirees)
It is not only the proximity that makes Mexico a favorite destination of American retirees looking for countries with retirement visas, although this is a very important factor, since it makes it easier for retirees to travel back and forth to visit friends and family.

Other significant advantages of Mexico are the low cost of living, the good private healthcare available (at prices way lower than in the US), and one of the least complex retirement visas in Latin America.

It is true that there are many violent cities in Mexico, but choosing carefully, it is also possible to find multiple peaceful and enjoyable places.

To apply for a retirement visa in Mexico, all you need is a passport with at least 6 months of validity, gather the required personal documents, prove a certain income (more about it below), and pay the consular fees.

Minimum Income Required: US$1400 of monthly income.

Minimum Age Required: There are no age requirements.

Nicaragua
Nicaragua Pensionado Visa
While not receiving the same amount of media attention as Costa Rica and Panama, Nicaragua recently experienced a surge in the number of American retirees looking for a retirement visa.

There are some fine tax advantages, and they are really attractive if you are looking to purchase a nice property. Due to the increasing interest of our readers, we wrote an entire article with what you need to know to retire in Nicaragua.

Minimum Income Required: US$1000 per month. Other requirements you can find here.

Panama
Panama Residency Visa Programs (Friendly Nations, Retirement and Investment Based)
Panama is one of the best well-connected countries in entire Latin America and offers a retirement visa called "pensionado".
Panama is one of the most well-connected countries in Latin America.
Together with Costa Rica (see more about it above), this is one of the most attractive countries with retirement visas in Latin America.

That explains why one of our most successful articles to date is about retirement in Panama, a low-tax gem in South America.