Скачать или смотреть Full Show: Clark Stinks! & Crypto: High Risk, High Reward?

It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, crypto is a hot investing topic. Whether you view it as the future of finance or a digital gamble, one thing is certain: the volatility is extreme. Clark explains if this belongs in your portfolio, along with his #1 rule.

All this and more on the February 20, 2026, episode of The Clark Howard Show.

Submit your opinions or questions:
https://clark.com/clarkstinks/
https://clark.com/ask/
https://clark.com/about-consumer-acti...

Mentioned on the show:
https://clark.com/personal-finance-cr...
https://clark.com/personal-finance-cr...

00:00 - Intro
01:35 - Clark Stinks - Why did Sam’s Club flowers cost far more than expected after delivery fees, and should listeners avoid bouquet delivery altogether? (Zac, Texas)
02:23 - Clark Stinks - Is Dollar Store Valentine’s Day advice too cheap — or can romance really be done for under $2? (Neal & Chandra, California)
05:02 - Clark Stinks - Why didn’t you clearly explain the investment options and tax treatment of Trump accounts so listeners can make informed decisions? (Josh, Pennsylvania)
05:30 - Clark Stinks - Are Trump accounts actually a powerful long-term strategy for creating massive tax-free retirement wealth for children? (Mike, Maryland)
https://clark.com/personal-finance-cr...
https://clark.com/personal-finance-cr...
10:58 - Clark Stinks - Instead of using receipt apps, why not recommend instant credit-card transaction alerts to catch fraud in real time? (Hama, California)
12:03 - Clark Stinks - Why did you say IRS Free Fillable Forms requires mailing returns when it actually allows free e-filing? (Tony, Texas)
13:07 - Clark Stinks - Do premium travel credit cards really provide trip insurance if claims are routinely denied when airlines are responsible? (Scott, Washington)
15:57 - Clark Stinks - Did Christa confuse Costco Travel rental insurance with Citi Costco credit card coverage? (Ross, Texas)
21:20 - Crypto
27:28 - Ask Clark - How should couples budget when one partner graduates with massive student loan debt while planning a wedding and paying a mortgage? (Brian, Pennsylvania)
31:38 - Ask Clark - Is it safe to enter bank account information into tax software like TurboTax or FreeTaxUSA for refunds? (Dara, Maryland)
32:15 - Ask Clark - Are retailers justified in refusing cash due to the costs and risks of handling it versus credit card fees? (Dave, Ohio)
34:45 - Ask Clark - Which credit card gives Christa the $10 monthly Peloton membership discount she mentioned? (Monica, Pennsylvania



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