Ace your SAFE MLO Exam with this full review of core topics: mortgage laws, origination, ethics, and state content. Includes exam strategies and key concept breakdowns to boost your score and confidence.
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✅ WHAT’S COVERED IN THIS VIDEO
✓ Truth in Lending Act (TILA), HOEPA, and rescission rules
✓ RESPA disclosures, prohibited fees, and timing
✓ ECOA, HMDA, FCRA, and GLBA essentials
✓ Mortgage loan products: FHA, VA, conventional, ARMs
✓ Origination activities: application, disclosures, underwriting
✓ Ethics, advertising, red flags, and consumer protection
✓ Key SAFE exam tips and question strategies
🔥 TOPICS BREAKDOWN (CHAPTERS)
00:00 – Intro & Federal Mortgage-Related Laws
14:43 - General Mortgage Knowledge
24:30 - Mortgage Loan Origination Activities
38:18 - Ethics
🧩 SUBTOPICS & DETAILS
✓ Regulation letters: Z (TILA), X (RESPA), B (ECOA)
✓ Loan types and their qualifying standards
✓ Credit score, DTI, LTV, and borrower evaluation
✓ Fraud indicators and prohibited sales tactics
✓ Advertising compliance and MAP Rule basics
✓ State vs. federal law responsibilities
✓ How the SAFE Act governs licensing
🎯 WHO THIS VIDEO IS FOR
✓ SAFE MLO exam candidates
✓ Mortgage professionals seeking exam review
✓ Loan originators reviewing federal and ethical guidelines
✓ Learners preparing for NMLS certification
💡 EXAM SUCCESS TIPS
✓ Link regulation names with their letters (TILA = Z, RESPA = X)
✓ Memorize loan product features and requirements
✓ Understand timing rules for disclosures
✓ Know red flags for fraud and fair lending violations
✓ Use logic to eliminate wrong answers in scenario-based questions
🧠 KEY CONCEPTS
TILA, RESPA, ECOA, origination steps, ethics, SAFE Act, borrower qualification
🔗 HELPFUL LINKS
🌐 Birdsy → https://birdsy.ai/mlo
🌐 NMLS → https://mortgage.nationwidelicensings...
🌐 CFPB → https://www.consumerfinance.gov/
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ℹ️ ABOUT BIRDSY
Birdsy helps you prep smarter for the SAFE MLO exam with AI-powered tools, scenario practice, and real-time feedback.
https://birdsy.ai/mlo
⚠️ This video supports U.S. MLO licensing prep. Content may vary by state—confirm with your licensing authority.
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