Скачать или смотреть Banks Just Froze $2 Trillion in Credit | The "UCC" Rule Explained

Did your credit limit just drop from $30,000 to $5,000 overnight? Did your bank tell you it was just an "algorithm update" or due to "market conditions"? They are lying to you.

What is happening right now isn't a glitch, and it isn't a normal recession. It is a massive global "Compliance Event." On December 21, 2025, the banking world silently activated the most complex financial regulation in history: The Basel Three Endgame.

While the mainstream media focuses on the Fed and interest rates, the real story is buried deep in regulatory documents that are forcing the largest banks in the world to "de-risk" their balance sheets instantly. We are witnessing the mechanics of the Great Credit Freeze.

In this video, we break down exactly why the credit you haven't used has suddenly become toxic waste to your bank. We explain the end of the "Ghost Credit" era, where banks could offer trillions in credit lines with zero backing capital.

We also dive into the catastrophic impact this is having on the $20 Trillion Commercial Real Estate market and American small businesses, driven by a mathematical kill switch known as the "72.5% Output Floor."

Finally, we show you where the capital is going. The money didn't vanish; it migrated from regulated banks into the opaque world of Shadow Banking and Private Credit—where there is no FDIC insurance and no bailout window. The era of free, infinite credit is over. Here is how to prepare for what comes next.

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Related Topics: Credit Crunch 2026, Banking Crisis, Financial Regulations, Small Business Lending, Real Estate Investing, Economic Collapse, Federal Reserve.

Disclaimer: The content of this video is for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice. The information presented here is based on research and interpretation of complex financial regulations (specifically Basel III Endgame proposals and finalizations around late 2025) and should not be taken as a definitive or exhaustive analysis. Financial regulations and macroeconomic conditions are subject to change. Viewers are strongly encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The creator is not responsible for any losses or damages arising from the use of this information.