Скачать или смотреть IRS Releases NEW 2026 Tax Brackets -What Retirees & Seniors Need To Know FAST!!

IRS just released 2026 tax brackets! 3 critical changes are hitting retirees' wallets HARD. Find out if you'll owe $3,200+ in surprise taxes and how to avoid it before it's too late.

🚨 2026 Tax Bracket Changes for Retirees Explained 🚨

The IRS released NEW 2026 tax brackets with a 2.8% inflation adjustment - but if you're between 62-75 and collecting Social Security, Medicare, or taking RMDs from your IRA, these changes could cost you thousands in unexpected taxes.

📊 WHAT YOU'LL LEARN:
✅ Exact 2026 tax bracket numbers for single and married filers
✅ How Social Security gets taxed (and the income thresholds)
✅ Why RMDs at age 73 could push you into a higher bracket
✅ Medicare IRMAA surcharges and how to avoid them
✅ The Roth conversion strategy to save thousands
✅ How to calculate your combined income for 2026
✅ State tax differences for retirees (Florida vs California)
✅ Common tax withholding mistakes and how to fix them

💰 KEY NUMBERS FOR 2026:
Single filers 12% bracket: Up to $48,475
Married filing jointly 12% bracket: Up to $96,950
Social Security taxation threshold (single): $25,000
Social Security taxation threshold (married): $32,000
Medicare IRMAA threshold (single): $106,000
Medicare IRMAA threshold (married): $212,000
RMD starting age: 73 years old

🎯 WHO THIS VIDEO IS FOR:
→ Retirees ages 62-75 concerned about taxes
→ Anyone collecting Social Security benefits
→ People taking Required Minimum Distributions (RMDs)
→ Medicare beneficiaries worried about IRMAA surcharges
→ Pre-retirees planning their 2026 tax strategy
→ Anyone with traditional IRAs or 401(k)s

⚠️ 3 CHANGES HITTING YOUR WALLET IN 2026:
1. Tax brackets increased 2.8% (slight relief but read the fine print)
2. RMD rules + Social Security = potential bracket creep
3. Medicare IRMAA based on 2-year-old income (the spike trap)

🛠️ ACTION STEPS (Do This NOW):
1. Pull your 2024 tax return - check line 15
2. Calculate your 2026 projected income
3. Adjust tax withholding on Social Security (Form W-4V)
4. Review if you're near IRMAA thresholds
5. Consider Roth conversions during low-income years

📝 HELPFUL RESOURCES MENTIONED:
IRS 2026 Tax Brackets: [Official IRS link]
Form W-4V (Social Security Withholding): https://www.ssa.gov/forms/w-4v.pdf
Form SSA-44 (IRMAA Appeal): https://www.ssa.gov/forms/ssa-44.pdf
Medicare IRMAA Information: https://www.medicare.gov/your-medicar...

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👍 If this video helped you understand 2026 tax brackets, hit the LIKE button and SHARE it with anyone planning retirement!

💭 COMMENT BELOW: What's your biggest tax worry in retirement? Let me know - I read every comment and often make videos based on your questions!

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⚖️ DISCLAIMER: This video is for educational purposes only and should not be considered personalized tax advice. Tax laws are complex and individual situations vary. Consult with a qualified tax professional or CPA before making decisions about your specific tax situation. I am not a licensed tax advisor, CPA, or financial advisor.



🎥 ABOUT THIS CHANNEL:
Maximize My Benefits helps adults ages 50-75 navigate Social Security, Medicare, VA benefits, and retirement planning. We turn complicated government rules into clear, actionable advice that saves you money and stress. No sales pitches, no confusing jargon - just honest help from someone who gets it.

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