Скачать или смотреть Lecture 85: Negative Stock Audit Report? How to Analyze Stock Audit Reports

📘 In this video, CA Ankush Jain explains how bankers should *read, analyze, and act* on Stock Audit Reports — a crucial document in **working capital loan monitoring**.

🔍 What You’ll Learn:

1. ✅ Why Stock Audit is mandatory for CC/OD limits across all banks
2. 📄 What is included in a typical *Stock Audit Report* (irrespective of bank format)
3. 🧠 How to analyze:
Stock value vs Drawing Power
Book stock vs Physical stock
Non-moving or slow-moving stock
Insurance coverage
Obsolete inventory
Stock statement vs audit mismatch

4. ⚠️ What if the Stock Audit Report is negative?
Actions bankers must take (DP adjustment, limit freezing, stock audit revalidation)
Risk rating impact
Client communication strategy
Additional security and documentation suggestions

5. 🔐 Preventive and corrective steps to reduce risk of fund diversion and overstatement

💼 Ideal for:
Credit Managers, RMs, Loan Officers
CA, CMA, MBA Finance Students
Bank/NBFC monitoring teams
Entrepreneurs managing CC/OD limits

🎓 This video is part of our **Loan Monitoring & Credit Appraisal Series**.

#StockAuditReport #BankingCreditAnalysis #LoanMonitoring #WorkingCapitalLoan #DrawingPower #BankStatementAnalysis #StockAuditBanking #CCLimitAudit #NegativeAuditAction #CAAnkushJain

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