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What Are The 4 Types Of Medicaid?

Medicaid, a joint federal and state program, generally encompasses four primary types of coverage. The first is Categorical Medicaid, which covers traditional mandatory and optional groups including low-income pregnant women, children, families, and individuals who are aged, blind, or disabled, often linked to Supplemental Security Income (SSI). The second type is Medicaid Expansion, established under the Affordable Care Act, extending coverage to nearly all non-elderly adults with incomes up to 138% of the Federal Poverty Level in participating states. A third significant type is Medically Needy programs, an optional state offering for individuals whose high medical expenses effectively reduce their disposable income to an eligible level, often referred to as a 'spend-down.' The fourth type involves Home and Community-Based Services (HCBS) Waivers, which allow states to provide long-term care and support in home or community settings instead of institutions, often with specific eligibility criteria to promote independent living.

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