Скачать или смотреть How Much Loan Should You Take? Avoid This Debt Trap! 🚨

Did you know that banks calculate your loan eligibility based on your gross salary? Your total EMI should not exceed 50% of your take-home salary. However, small finance companies and loan apps are breaking this rule, trapping people in high-interest debt.

For example, if your salary is ₹50,000 your EMI should not exceed ₹25,000. Banks give up to ₹13 lakh in personal loans, but the interest rate depends on your salary, employer category, and financial profile.

Watch this video to stay financially smart and avoid loan traps!

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