Скачать или смотреть How to Pay $0 on Your Student Loans in Retirement

Many people think student loans are a young person’s problem. But for millions of seniors and parents, that debt never went away. In fact, it's still growing.

Whether you borrowed for yourself or took out Parent PLUS loans to help your kids, you may be approaching retirement, or already there, with payments you can’t afford and answers that are hard to find.

In this video, we walk through the real challenges older borrowers face, break down what options are still on the table, and offer clear guidance for getting back on track. We’ll also talk about income-driven repayment, Parent PLUS loan traps, and what happens when Social Security is at risk for garnishment.

CONNECT WITH STANLEY
Website: https://tateesq.com
LinkedIn:   / stanleytate  

TEAM
Founder + Host: Stanley Tate
Editor: Patrick Kevin Angeles
Thumbnail Artist: Keanu Rafil

TIMESTAMPS
0:00 Why student loans are crushing retirees
0:40 The fix: Payments based on income, not balance
1:56 Maggie’s story: $0 payment on $110K in debt
3:08 Robert & Linda: Tackling $350K in Parent PLUS loans
4:30 How to cut payments using the double consolidation trick
5:11 What Congress is planning, and why it’s a problem
6:50 Should you refinance or stay in the federal system?
7:46 The real danger of private loans in retirement
8:30 Best move for now: Stay on IDR and protect your savings
9:11 Need help? Here’s how to build a plan that works for you

RESOURCES
Parent PLUS Repayment Options: https://www.tateesq.com/learn/parent-...
Parent PLUS Forgiveness Programs: https://www.tateesq.com/learn/parent-...