Скачать или смотреть What Is a Credit Score in the USA Explained Simply

Your credit score affects almost every part of your financial life in the USA — from loan approvals and interest rates to renting a home and even insurance costs. But what exactly is a credit score, and how does it really work?

In this video, we explain what a credit score is in the USA, how it’s calculated, why it matters so much, and how you can use it to build a stronger financial future. This beginner-friendly guide breaks down credit scores in a simple, easy-to-understand way — no confusing financial jargon.

Whether you’re new to credit, trying to improve your score, or just want to understand how the U.S. financial system works, this video will give you clarity and confidence.

00:00 – A Single Number That Controls Your Financial Life
01:05 – What Is a Credit Score in the USA?
02:20 – Why Credit Scores Matter So Much
03:35 – The Credit Score Range (300–850 Explained)
04:50 – What Is a Good vs Bad Credit Score?

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