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Скачать или смотреть Understanding the Difference Between Pre-Approval and Pre-Qualification in Home Buying

  • AZ Fruitful Homes
  • 2025-11-04
  • 19
Understanding the Difference Between Pre-Approval and Pre-Qualification in Home Buying
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📌 Pre-Qualification vs Pre-Approval

👀 Thinking about buying a home but not sure how much you can actually afford?

✅ In this video, I explain the pre-approval process, how long it takes, and why it gives you the edge over other buyers in a competitive market.

I’m Jermaine Miller, Realtor® with Barrett Real Estate and Mortgage Loan Officer with Barrett Financial Group, LLC. In this video, I’ll walk you through:

🔑 What pre-approval really means and how it differs from pre-qualification
💵 How long it usually takes to get pre-approved
📄 The documents you’ll need ready for your lender
🏡 Why a pre-approval letter makes you a stronger buyer

⏰ Timestamps
00:00 – Intro
00:20 – What is pre-approval?
00:32 – How long does pre-approval take?
00:38 – Documents you’ll need to prepare
01:01 – What lenders review (credit, income, job history)
01:07 – The pre-approval letter explained
01:26 – Why pre-approval is your first power move
01:29 – Next steps to get started

📞 Work With Me
📱 Call/Text: 480-800-HOME (4663)
📧 Realtor Email: [email protected]
📧 Lender Email: [email protected]
🏡 Search Homes: http://azfruitfulhomes.com/search
📝 Apply for a Loan: http://fruitfulhomeloans.com
📅 Book a Call: http://bit.ly/4kUgmXm

📤 See What Clients Say About Me
👉 https://azfruitfulhomes.com/client-te...

📤 Moving or Buying Out of State?
If you’re looking outside of Arizona, contact me directly. I have a strong referral network with trusted agents and lenders across many states and can connect you with licensed professionals in your target area.

🎥 Want to watch more videos like this one?
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👍 Stay Connected
🔔 Subscribe for weekly real estate & mortgage tips
💬 Drop your questions or scenarios in the comments
📤 Share this video with someone who could benefit

👉 A Home Changes Everything – Real Estate & Mortgage Guidance with Jermaine Miller

⚠️ Compliance Info
Equal Housing Opportunity | Equal Housing Lender
Jermaine Miller, Realtor® | Arizona License: SA672005000 | Barrett Real Estate
2701 East Insight Way, Suite 150, Chandler, AZ 85286
Jermaine Miller, Mortgage Loan Officer | NMLS #2415273 | Barrett Financial Group, L.L.C.
NMLS #181106 & AZ 0904774 | Branch Office: 2701 East Insight Way, Suite 150, Chandler, AZ 85286
🌐 https://barrettfinancial.com | 🔍 https://nmlsconsumeraccess.org/Entity...

The information contained herein is deemed reliable but not guaranteed.
This video is for educational purposes only and is not a loan approval or commitment to lend.
Rates, terms, and programs subject to change without notice. Not all applicants will qualify.

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