How We Adjusted Our Budget for a... BABY?!

It's true! A baby is swiftly on the way, and not without a few... massive tweaks to the budget. Follow along as Hannah candidly recalls all the ways she and her husband have slowly adjusted their budget since learning the life-changing news of welcoming their first child!

Sign up for a free trial! - https://www.youneedabudget.com/

Learn how Ernie budgeted to adopt his three sons:
https://www.ynab.com/how-to-financial...

See every penny Laura spent from conception through her baby's first four months:
https://www.ynab.com/how-much-does-it...

Where to start when budgeting for a new baby:
https://www.ynab.com/budgeting-for-a-...

Three different ways to create a baby budget in YNAB:
https://www.ynab.com/make-baby-budget...


Timestamps
0:00 Intro
0:59 When Google failed us...
1:27 ... we turned to the budget.
1:43 Step #1: Create a category group for all things baby
2:08 Step #2: Add categories as they come up
2:40 Step #3: Increase current categories that will naturally increase
3:07 Step #4: Collect baby money in one catch-all category (for now)
3:40 Step #5: Plan a baby budget overhaul date
4:31 Step #6: Trim down current plan and reallocate to new priorities
5:18 Step #7: Cry — change is hard
5:58 Step #8: Usher all extra inflows toward baby
6:38 Step #9: Make it easy for others to help us (registry)
7:07 Step #10: Create more specific baby categories
8:58 Step #11: Give big-ticket items their own category/target
9:51 Step #12: Acknowledge any new basic needs
10:30 Step #13: Create categories for your own unique values
11:11 Step #14: Add post-birth categories
12:02 Other expenses you may want to consider...
13:08 For those pursuing IVF...
13:24 For those pursuing adoption...
13:39 Other helpful resources on budgeting for baby
13:59 Outro
14:51 Bloopers

__________

Sign up for YNAB’s weekly email newsletter with the week’s best budgeting wisdom and inspiration!
https://www.youneedabudget.com/weekly...

__________

Come say, "Hi!" on social:
Facebook:   / iynab  
Instagram:   / youneedabudget  
Twitter:   / ynab  

Listen to The You Need a Budget PODCAST here: https://www.youneedabudget.com/podcasts/

And read our BLOG here:
https://www.youneedabudget.com/blog/

#budgeting #youneedabudget #ynab