Скачать или смотреть One e-mail and claim approved 😨

One of my subscribers invested ₹1,29,511 in a Niva Bupa Health Insurance policy.
He was hospitalised in March 2025, but on 15th June 2025, the company settled only ₹7,710, stating:
➡️ “Rejected amount is in excess of claim” – which was completely unacceptable!

As his advisor, I simply sent an email asking for bifurcation of the claim –
⚠️ No extra documents, no follow-ups – and suddenly, they approved ₹1,13,004!

But wait — they still deducted ₹16,507 from the total claim amount without clear explanation.

🔎 This raises serious questions:
❓ Why was the claim initially denied despite all documents being clear?
❓ Why did it get approved only after questioning?
❓ What was the logic behind ₹16,507 deduction?

💬 This incident highlights the need for transparency and accountability in health insurance claims.

#insuranceclaim #claimrejected #nivabupaaspire #insuranceawareness #irdai