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About Limitless Culture and Mike Meza:
Hi, I'm Mike. I established Limitless Culture with a singular objective, to improve creditworthiness and provide credit education for regular, everyday people with fun and engaging content, DIY products, and (for some because no everyone needs it) monthly credit repair services for people with specialty disputing needs. I want to empower working-class people and their families to be able to take control of their credit files the right way.

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Limitless Culture and/or Mike The Credit Guy is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Milevalue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.
Disclaimer: I am not a financial advisor. Limitless Culture and/or Mike The Credit Guy does not provide tax, legal or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

Credit scores are a crucial aspect of personal finance, as they play a significant role in determining an individual's ability to obtain credit, loans, and other financial products. A credit score is a numerical representation of an individual's creditworthiness, based on their credit history, payment patterns, and other financial behaviors. Having a good credit score can increase your chances of getting approved for credit, while a poor credit score can make it difficult to obtain credit and lead to higher interest rates and fees.
To improve your credit score, it is important to understand the factors that affect it, such as payment history, credit utilization, length of credit history, and types of credit used. By managing your credit responsibly and making timely payments, you can boost your credit score over time.
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