Скачать или смотреть BANK FRAUD JUMPS BY 30%! IS YOUR MONEY SAFE?

The latest RBI report has delivered a major shock to the banking system. According to the report, although the number of fraud cases has declined, the total financial loss has increased sharply. Between April and September 2025, the total amount involved in frauds rose by nearly 30% to ₹21,515 crore.

The report reveals that while the highest number of fraud cases were reported by private sector banks, the largest financial losses were suffered by public sector banks. This is mainly because government banks provide large loans to big industries and corporations. When such large loans turn into frauds or become non-performing, the losses run into thousands of crores in a single case.

On the other hand, private banks mostly deal with smaller frauds such as card frauds and online scams, where the number of cases is high but the amount involved in each case is relatively small. Additionally, several old loan fraud cases were re-examined and added to the records, which led to a sudden jump in the total fraud amount.

Overall, the report clearly highlights that the biggest challenge for the banking system today is large-scale corporate loan frauds, not small digital or retail frauds.