Скачать или смотреть RMDs Explained: What Everyone Needs To Know Before Retirement

If you think RMDs only matter at age 73… think again.
Required Minimum Distributions can affect your taxes, Medicare premiums, Social Security, and even how much of your retirement savings you keep — years before you reach retirement age.

In this video, we break down RMDs in a simple, conversational, Filipino-friendly way so viewers in their 40s, 50s, and 60s can understand the rules, avoid penalties, and plan smarter.

#RMD #RetirementPlanning #RetirementSavings #401k #TraditionalIRA #RothIRA #PersonalFinance #MoneyTips #FinancialLiteracy #Investing101 #TaxPlanning #FilipinoAmericans #FilAmFinance #MoneyMatters #SmartSpending

⚠️ DISCLAIMER: I am not a financial advisor nor a tax expert. This video is based on personal research and is for educational and informational purposes only.

Timestamp:
0:00 Introduction
0:35 What is RMD
1:35 When Do RMD start and Delay Rule
2:48 RMD COmputations and Withdrawal Rule
6:58 Penalties for missing RMDs
7:40 Strategies to reduce future RMDs
8:54 Investing withdrawn RMS
9:48 Outro

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