Скачать или смотреть How Banks Make Money While You Sleep

Your bank is making money off you right now. A lot of it. Using YOUR cash.

In this video, I break down exactly how banks turn your savings into their profits — 24/7, while you sleep.

⏱️ TIMESTAMPS
0:00 - Your bank is using YOUR money
1:00 - The oldest trick in banking (Fractional Reserve)
3:00 - Credit cards: The real cash cow (24% APR trap)
5:15 - Fees that cost you thousands
7:15 - How banks gamble with your deposits
8:45 - What you can actually do about it

💡 KEY FACTS FROM THIS VIDEO
Banks keep only 10% of your deposit — they lend out the rest
JPMorgan made $80 BILLION in net interest income in 2023
Average credit card APR is 24% — higher than old loan shark rates
Banks made $15 billion from overdraft fees alone last year
The 2008 bailout cost taxpayers $700 billion

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