Скачать или смотреть NPS Annuity Options Explained | Insurance vs New PFRDA Pension Products |

The National Pension System (NPS) has seen significant changes under PFRDA Chairman S. Ramann — including allowing retirees to withdraw up to 80% of their corpus as a lump sum. But one critical question still remains:

Which annuity option should retirees actually choose?

In this video, Nidhi Sinha, Editor, Outlook Money, breaks down how NPS annuity products work, compares them with annuity plans offered by insurance companies, and explains — in simple terms — the three new pension options proposed by PFRDA.

🔍 What you’ll learn in this video:

The difference between immediate and deferred annuity plans offered by insurers
Expected annuity returns in today’s low-interest-rate environment
How NPS’s new pension products are structured and who they suit
Annuities offer income certainty, but they may not be the right solution for everyone.

This video helps you assess whether annuities should form the core of your retirement plan — or whether a mix of mutual funds, SWPs, and other income sources can deliver a more flexible and efficient retirement strategy.

Stay informed. Stay invested. Keep watching Nidhi Talks.

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