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Скачать или смотреть Credit Cards & First-Time Buyers: Does a New Card Really Boost Your Score? 💳🏡🤔 | Real Estate Radio

  • Damon Gettier & Associates, REALTORS - by REAL
  • 2025-12-11
  • 50
Credit Cards & First-Time Buyers: Does a New Card Really Boost Your Score? 💳🏡🤔 | Real Estate Radio
Damon Gettier real estatedebt to income ratio explainedwhy lenders deny mortgagescar loans affecting mortgagehome buying mistakesSouthwest Virginia real estateVirginia mortgage tipsRoanoke VA real estateSalem VA homesDGA Realtorshow to qualify for a home loanmortgage approval problemsfirst time buyer mistakesreal estate expert adviceasset vs debt mortgageimprove DTI ratiomortgage lender ruleshome affordability 2025ListWithDamon
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Описание к видео Credit Cards & First-Time Buyers: Does a New Card Really Boost Your Score? 💳🏡🤔 | Real Estate Radio

So, credit card debt — because I have been asked this — and this may be more for a first-time home buyer, but I was asked a question once by my son: “Getting a credit card will help boost my credit score, right?” 💳📈
I said, “I do not think that is the kind of credit you want.”

It can actually help, because you need two trade lines to get the ball rolling, and you need them for more than a year. So you need two trade lines — and a lot of times it is a credit card. 🧾

“And if you miss a payment on a credit card, doesn’t that just wreck you?”
Yes.

“But if you miss a payment on the credit card, maybe you should not buy it.” 😂
I know. I understand. I am just saying.
#RealEstateRadio #FirstTimeHomeBuyer #CreditScoreTips #CreditCards #FinanceTalk #MortgageApproval #HomeBuying101 #SWVA #RoanokeRealEstate #RealEstatePodcast #DebtToIncome

📍 Serving Roanoke, Salem, New River Valley, Lynchburg, Lexington, and more across Southwest Virginia
🌎 Need help outside of Virginia? Damon has trusted agent partners across the U.S. – just reach out!

STAY CONNECTED
Website - https://www.damongettier.com
Facebook -   / damongettierandassociates  
IG - https://www.instagram.com/damongettie...
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LinkedIn -   / damon-gettier-and-associates  

Buying a Central or Southwest Virginia Area home?
http://www.damongettier.net/

Selling your Central or Southwest Virginia Area home?
http://www.damongettier.com/list/sell/

Damon Gettier
Damon Gettier & Associates
1611 E Main St
Salem VA 24153
Office: (540) 278-1401
[email protected]

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