Increasing Access to Small Dollar Loans

Описание к видео Increasing Access to Small Dollar Loans

When people can’t make ends meet or need to pay for an unexpected expense, they often turn to expensive products and services, like payday and title loans. Small dollar loans offer an affordable alternative, but they are underutilized. Why?

Experts from ideas42 and our partner Peoples Advantage Federal Credit Union discuss the behavioral barriers that keep people from applying for affordable small dollar loans, and offer solutions that leverage evidence-based behavioral science research to help financial providers more effectively design their small dollar loan products.

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