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Show Notes and Resources

Show Notes - https://onedegreeadvisors.com/2025/09...

Vanguard’s Secret to Spending More in Retirement (GAME CHANGER) -    • Vanguard’s Secret to Spending More in Reti...  

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Client case studies are adapted from actual financial plans and/or scenarios but have been modified for clarity and simplicity. These illustrations are intended for educational and entertainment purposes only and should not be relied upon for personal decision making. Each plan is developed using specific client conversations, assumptions, and planning inputs that are not fully detailed in these videos. Please consult your own financial, tax, and legal advisors before making any financial decisions.

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0:00 – Why this number makes retirement feel uncertain
00:44 – The hidden fear even well-funded retirees face
01:35 – The part of retirement planning most people overlook
02:10 – A real couple's story that flips the usual script
03:15 – The two questions that change everything
04:04 – Rethinking how much you really need to retire
04:55 – What confidence in retirement actually looks like
06:00 – The spending strategy that might surprise you
07:25 – When the plan adjusts, the pressure drops
08:45 – Why the “4% rule” isn’t the whole story
10:00 – How this couple spends more without saving more
11:05 – A smarter way to think about your investments
12:10 – The simple shift that can change your retirement path