Скачать или смотреть 5 Mistakes Homeowners Make When Money Gets Tight (and How to Avoid Foreclosure & Credit Damage)

When money gets tight, most homeowners make the same five mistakes — and those mistakes can lead to deeper debt, credit damage, or even foreclosure.

In this episode of The Brief with Julie Calza, I break down the biggest pitfalls homeowners fall into when they’re under financial stress — and how to protect yourself before things get worse.

I’m Julie Calza, leader of the CalzaCo Team — Arizona’s #1 choice for VA home loan buyers and sellers for nearly a decade, and ranked in the top .005% of real estate professionals nationwide. We specialize in helping military, veteran, and civilian families make smarter moves and stronger decisions, especially when finances feel overwhelming.

If you’re dealing with rising mortgage costs, unexpected expenses, or a sudden income change, this video will show you how to:
✔ Avoid the financial mistakes that push homeowners toward foreclosure
✔ Protect your credit and future homeownership eligibility
✔ Communicate with your lender before options disappear
✔ Decide whether selling, restructuring, or riding it out makes the most sense
✔ Understand how VA loans and civilian loans differ in hardship situations

This episode aligns with the financial guidance and PCS support resources available on my website: calzaco.com — including VA home loan education, relocation strategy, and our PCS With Less Stress framework designed to help families navigate major life changes with confidence.

You’re not alone — and you’re not stuck.
What you do next matters more than what got you here.

📩 For private help reviewing your numbers or exploring your options, message my team directly. No pressure, no judgment — just honest answers and a clear plan.

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