Скачать или смотреть The "Set It and Forget It" Portfolio: Your Complete Guide to Stocks, Bonds, and Asset Allocation

You’ve bought your first Index Fund—fantastic! But a 100% stock portfolio is like a Ferrari with no brakes. Learn how to build a balanced, "Set It and Forget It" portfolio using Asset Allocation.

This guide shows you how to mix stocks (the engine) and bonds (the brakes) to create a portfolio that maximizes growth while protecting you from crashes, letting you sleep soundly at night.

TIMESTAMP NAVIGATION
00:00 - Intro: You Bought Your First Fund. Now What?
00:30 - Part 1: A Car With No Brakes (The Risk Problem)
00:41 - Stocks = Engine, Bonds = Brakes
01:22 - The Market Crash Test (Investor A vs. Investor B)
02:07 - Part 2: The 3 Building Blocks for Your Portfolio
02:22 - The Only 3 Ingredients You Need
02:35 - Block 1: US Stocks (VTI - The Engine)
03:11 - Block 2: International Stocks (VXUS - Diversification)
03:48 - Block 3: Bonds (BND - The Brakes/Anchor)
04:17 - Part 3: The Perfect Recipe (Your Asset Allocation)
04:30 - The Simple Rule: Your Age = % Bonds
04:57 - Example 1: Aggressive Portfolio (25-Year-Old)
05:14 - Example 2: Moderate Portfolio (45-Year-Old)
05:31 - Example 3: Conservative Portfolio (60-Year-Old)
05:52 - Part 4: The Autopilot Solution (The "Easy Button")
06:06 - What is a Target-Date Fund (TDF)?
06:23 - The Automatic "Glide Path" Explained
06:49 - Key Takeaways
07:13 - Final Question: Is Your Portfolio Ready?

WHAT YOU WILL LEARN:
• *Stocks vs. Bonds:* Understand why Bonds are the crucial 'Brakes' that prevent panic-selling during market crashes.
• *The 3-Fund Portfolio:* Discover the only three building blocks you need:
1. US Stocks (e.g., VTI): Your core growth 'Engine'.
2. International Stocks (e.g., VXUS): Global diversification to avoid 'Home Team Bias'.
3. Bonds (e.g., BND/AGG): Your 'Anchor' for stability.
• *Your Perfect Recipe:* Learn the simple "Your Age in Bonds" rule to tailor your portfolio's risk level.
• *The "Autopilot" Solution:* Discover the Target-Date Fund (TDF) – the 'Easy Button' that automatically manages your mix of stocks and bonds using a "Glide Path" as you approach retirement.

Stop guessing and start building a portfolio designed for the long haul!

#AssetAllocation #TargetDateFunds #3FundPortfolio #StocksAndBonds #SetItAndForgetIt #PassiveInvesting

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DISCLAIMER
I am not a financial advisor. The content in this video and on this channel is for informational and educational purposes only. It does not constitute professional financial advice. All investing involves risk, and you may lose money. Please conduct your own research and consult with a qualified professional before making any financial decisions.