Скачать или смотреть Rates Are Dropping… But Don’t Get Greedy

Mortgage rates are trending down but will they stay there?

This week we’re looking at major geopolitical tension in the Middle East, oil price spikes, inflation risks, and a huge Jobs Report that could determine where rates go next.

Right now:
• VA rates averaging around 5.64%
• Conventional just under 6%
• Large inventory across much of Oahu
• Seller credits still available

But here’s what buyers need to understand:

Rates can drop… and then shoot back up. We’ve seen it before.

If unemployment ticks up, rates may improve. If inflation jumps because of oil and shipping disruptions, that advantage disappears fast.

Spring and PCS season are ramping up. More buyers are entering the market right now than we’ve seen in years. And remember:

👉 Every 1% drop in rates adds 5 million buyers nationwide.

You can’t control the market.
You can control when you lock.
You can control your opportunity.
You can control your mindset.

If you’re thinking about buying in Hawaii especially using VA benefits this may be your window before competition increases and seller credits disappear.

Have questions? Reach out.

Aloha.