Скачать или смотреть Composite Licensing, Trust Reforms In Focus For Insurance Sector | Budget 2026 | Debashish Banerjee

Composite Licensing, Trust Reforms In Focus For Insurance Sector | Budget 2026 | Debashish Banerjee

With India’s insurance penetration stuck near 4%, far below the global average, Deloitte India outlines what the sector needs from Union Budget 2026 to move closer to the goal of Insurance For All by 2047.

Deloitte India Partner Debashish Banerjee highlights three key priorities — building trust through stronger policyholder protection, boosting competition via composite licensing and M&A reforms, and expanding insurance reach beyond urban India into rural and semi-urban markets.

He also explains how a composite licensing framework, allowing life, health and general insurance under one umbrella, could improve affordability, accessibility and customer experience.

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