Скачать или смотреть VA Loans Explained | Tri Cities WA National Guard Home Shoppers | Kennewick, Pasco, Richland

As a Reservist or National Guard member in Tri Cities, WA, obtaining a VA loan requires fulfilling specific eligibility criteria. To begin the process, you need to obtain your Certificate of Eligibility (COE) from the U.S. Department of Veterans Affairs. This document verifies your eligibility for the loan program. Once you have your COE, you can work with a VA-approved lender who will guide you through the application process and assist you in securing a VA loan.

Can I Get a VA Loan in Kennewick, Pasco or Richland as a Member of the National Guard or Reserve?

Yes, members of the National Guard and Reserve are eligible for VA loans, provided they meet certain requirements. Eligibility is determined based on factors such as length of service, type of service, and character of service. Generally, National Guard and Reserve members become eligible after completing six years of service, unless activated for federal service, in which case eligibility may be granted at an earlier date.

Reserves/ National Guard, after six years of service or with a service-connected VA disability, can also get qualified in some cases. Be prepared to share your point sheet with your lender. Depending on your status and access to different systems, you can also get your Certificate of Eligibility from E-benefits, as listed above.

If you had a 90-day service with 30 days of consecutive service with title 32 USC section 316, 502, 503, 504, or 505, you could be eligible for a VA loan! For your reference, this was passed in early 2021 in a VA Circular (26-21-08). This could be a game-changer for some of our veterans. Ask your lender and continue seeking instructions and lenders who are super up to date on their information with the VA loan eligibility. As a home buyer, you will constantly be doing research to keep your house up, and if you become an investor, you will put in even more work to make sure your investment is taken care of while others are paying you. Why not start your journey of preparation by looking into all of your benefits starting now before you purchase?

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Michael Farmer, USN (ret).
📲 Email: [email protected]
📲 Call/Text: 425.367.8327

Michael Farmer, nmls #2161015
Licensed in CA, OR & WA
Equal Housing Opportunity
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