Friends, High Net-worth Banking, also known as HNI Banking, is a premium banking program available in India. Generally, you need to maintain an account balance of about 10 lakhs or have 30 lakhs in investments with a bank to enroll in its HNI banking program. The balance or investment requirements can vary between banks. On paper, we receive many benefits from an HNI banking program, but do we really need it? Is HNI banking worth the money we are investing? Does a dedicated relationship manager really help us?
Personally, I hold many HNI banking accounts such as IndusInd Pioneer, ICICI Wealth, HDFC Imperia, IDFC Wealth, Axis Burgundy, Kotak League and few more. In this video, I will share my experiences and try to reveal the real truth about HNI Banking.
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