Скачать или смотреть Workers Compensation Insurance Help from Leavitt Elite

Workers compensation insurance can feel confusing, especially when you work with subcontractors or don’t have traditional employees. In this video, Melissa Armstrong, a Customer Service Representative at Leavitt Elite Insurance, explains how workers compensation insurance works in plain language.

You’ll learn when states usually require workers compensation coverage, why you can still choose a policy even if you don’t have employees, and how owners can be included for injury benefits. Melissa also shares what many business owners don’t realize about uninsured subcontractors and how they may be treated as employees for workers compensation purposes.

Melissa walks through what happens at audit time, why accurate payroll (including subcontractor payments) matters, and how unreported amounts can lead to additional premium after the fact. She explains how Leavitt Elite’s commercial insurance account managers and risk advisors work with a range of carriers to help match coverage to your business.

You’ll also hear how their dedicated certificate of insurance team reviews your requirements, checks them against your policy, and has a conversation with you if changes are needed. From walk-in questions to mid-day requests, Melissa describes how the team steps up to support clients when they need help with workers compensation insurance.

👉 Ready to review your workers compensation coverage options? Let’s talk about what fits your business.
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