Скачать или смотреть SB 9's 3 Year Owner Occupancy Trap & How to Sell Your Backyard for $250K+ in Santa Clara

Episode 3: SB 9's 3-Year Owner-Occupancy Trap & How to Sell Your Backyard for $250K+ in Santa Clara 🏡

This is the ultimate payoff—and the most dangerous trap. The goal of using SB 9 is to unlock massive land equity by legally dividing your single Santa Clara parcel into two separate, sellable lots. The difference between the ADU (which is legally attached to the main house forever) and the SB 9 lot split is a potential $250,000 to over $400,000 in cash from selling a new, buildable asset.

However, California law introduces a strict requirement: The 3-Year Owner-Occupancy Affidavit. This episode reveals why signing this affidavit is mandatory for the Lot Split and how violating it (by renting both properties immediately or moving out too soon) can completely void your parcel map. We explain how this rule impacts your short-term lifestyle and long-term investment goals.

Finally, we discuss the complexities of SB 9 Lot Split Financing. Because you are creating a new legal title, lenders view this differently than a simple ADU loan. You will need a specialized approach to funding this wealth-generating venture.