Скачать или смотреть ⚖️ Biker Without License Gets Injured in Accident – Can He Claim Insurance? | Indian Law Explained

🛵 Biker injured in an accident — but he didn’t have a valid license.
Can he still claim personal accident insurance? Yes He Can claim Insurance.

What Kind of Claims Can Be Made?
🩺 1. Personal Accident Claim
Covered under own insurance policy
Usually up to ₹15L coverage
Valid even without license, subject to terms

🚗 2. Third-Party Insurance Claim
If car owner was negligent, biker can claim from car’s insurance

🏛️ 3. Compensation under Motor Vehicles Act
File a claim before Motor Accident Claims Tribunal (MACT)1
Compensation granted based on injury, not license

LANDMARK CASE LAW
1. National Insurance Co. Ltd. v. Swaran Singh & Ors (2004)
2. United India Insurance Co. Ltd. v. Lehru (2003)

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