Скачать или смотреть CIBIL Report SMA Reporting Explained | REAL INDIAN MONEY

SMA Reporting (Special Mention Account) ka section CIBIL Report ka ek important early-warning indicator hota hai.
Agar aapka loan repayment delay hota hai—even for a few days—bank aapke account ko SMA category me daal deta hai. Yeh NPA banne se pehle ka initial stage hota hai.

Iss video me aap samjhoge:
✔ SMA-0 kya hota hai?
(1–30 days delay)
✔ SMA-1 kya hota hai?
(31–60 days delay)
✔ SMA-2 kya hota hai?
(61–90 days delay)
✔ SMA category me aane ka loan eligibility par kya impact padta hai
✔ Banks SMA status ko kaise track karte hain
✔ Kaise SMA ka status improve kiya ja sakta hai

Agar aapke report me SMA remark dikhta hai, to yeh video aapko clearly samjhayega ki iska matlab kya hota hai aur aapko kya steps lene chahiye.

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