My CPF Strategy for 2025 (New Medisave BHS)

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🔗 CPF Announcement on Interest Rates & BHS for 2025
https://www.cpf.gov.sg/member/infohub...

📌 Recent CPF Announcements:
1️⃣ The interest rate for SA/MA/RA will dip to 4.0% p.a. starting 1 January 2025.
2️⃣ The Basic Healthcare Sum (BHS) is increasing to $75,500 in 2025.

💡 What Happens on 1 January 2025?
If your Medisave Account (MA) has hit the 2024 BHS of $71,500 by 31 December, there’s something important you need to know. The interest will be credited, and then... well, you’ll have to watch the video to find out what happens next and what it means for tax relief, CPF transfers, and your long-term strategy!

💡 Why Watch This Video?
Every year, I create this video for a reason: to prepare you for the upcoming changes and help you avoid unnecessary panic. Many CPF members are caught off guard by what happens after the interest is credited, but you don’t have to be.

📌 My 2025 CPF Strategy:
This year, my approach is different. You might be surprised to learn what I’m doing (or not doing) with VCMA in January 2025. Hint: It’s not what you think, and it ties back to a bigger tax optimization strategy.

🗨️ Comment “FRS+1” if you want updates on CPF strategies and insights for 2025!
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