Скачать или смотреть Ayushman Bharat – Arogya Karnataka | Free Health Card ₹5 Lakh Benefits Explained

Welcome to this video on **Ayushman Bharat – Arogya Karnataka**, the Government of Karnataka’s flagship health insurance scheme! 🌿

In this video, you’ll learn:

✅ What is the Ayushman Card?
✅ Who is eligible for free healthcare under the scheme?
✅ How to apply and get your card (step-by-step process)
✅ Which treatments and hospitals are covered
✅ Important documents & registration centers
✅ Real benefits and recent updates in Karnataka

⏱ **Timestamps**:
00:00 – Introduction
00:45 – What is Ayushman Bharat – Arogya Karnataka Scheme?
01:30 – Eligibility: BPL & APL families
02:15 – Coverage Amount (₹5 Lakh for BPL, ₹1.5 Lakh for APL)
03:00 – How to apply: Aadhaar, e-KYC, Registration process
03:45 – List of Hospitals under the scheme
04:30 – Emergency treatment without card
05:00 – Recent updates & new chemotherapy centres
05:45 – FAQs and Common Mistakes
06:30 – Final Tips and Resources

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🏥 *About the Scheme:*

The *Ayushman Bharat – Arogya Karnataka (AB-ArK)* scheme is a *unified health insurance program* launched by the Government of Karnataka in partnership with the Central Government of India under *PM-JAY* (Pradhan Mantri Jan Arogya Yojana).

*✔ Key Features:*
*Free treatment up to ₹5,00,000/year* for BPL families
*APL families* get up to *₹1,50,000/year*
Covers *1600+ medical procedures*
Access both *Government & Private empanelled hospitals*
*No age limit, no family size limit*

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📌 *How to Apply:*
1. Visit *Karnataka One**, **Bangalore One* or hospital help desks
2. Carry your *Aadhaar card*
3. Pay a registration fee of *₹30*
4. Complete *e-KYC* (biometric, OTP, or QR code)
5. Receive your *Ayushman Card* on the spot or digitally

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🏥 *Treatment Available For:*
Heart surgery
Cancer treatment (chemotherapy, radiation, surgery)
Kidney dialysis
Accidents & emergency care
Maternity & child health
And many more...

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🏛️ *Network Hospitals:*
The scheme is accepted in:
All *district government hospitals*
Selected *private hospitals* empanelled under AB-ArK
New *day-care chemotherapy centres* (e.g., Dharwad)

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⚠️ *Challenges to Know:*
Limited number of private hospitals in rural areas
Some treatments require *referral from a govt. hospital*
Not all high-end procedures are covered

💬 *Have questions?* Drop them in the comments — we’ll help you out!

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