Скачать или смотреть Govt Loan Schemes 2025 | Get Collateral Free Low Interest Business Loans

Govt Loan Schemes 2025 | Get Loan without Cibil Score Low Interest Business Loans with Subsidy in India. Want to start or grow your business but don’t have collateral for a loan? Don’t worry! In this video, I’ll explain how you can get a government-backed, collateral-free, low-interest loan through PMEGP, Mudra Yojana, and Startup India. 💰
These government schemes offer low-interest business loans in 2025 with subsidies to help entrepreneurs and small business owners kickstart their journey. Watch till the end to learn who is eligible, how much loan you can get, and how to apply BEST Online Govt Loan Schemes 2025 | Get LOW INTEREST Collateral Free Business Loan with Subsidy in India. क्या आप बिना किसी सिक्योरिटी के लोन लेना चाहते हैं?

🔹 📌 Topics Covered in This Video:
✅ How to get collateral-free LOW INTEREST loan in 2025?
✅ Govt PMEGP Scheme: Loan amount, eligibility & benefits
✅ Government Mudra Yojana: Loan types (Shishu, Kishor, Tarun) & how to apply
✅ Startup India: Benefits, tax exemptions, & how to register
✅ Step-by-step guide to applying online for these schemes
✅ Mistakes to avoid when applying for government business loans in India in 2025

📢 Official Links to Apply Online:

🔹 Prime Minister’s Employment Generation Programme (PMEGP):
Apply Here - https://kviconline.gov.in/pmegpeporta...

Here's a summary of each scheme:

• Prime Minister's Employment Generation Programme (PMEGP)
• Purpose: Supports small-scale manufacturing (up to ₹50 lakh loan) and service businesses (up to ₹20 lakh loan) (0:31). This scheme is only for new businesses (4:37).
• Eligibility: Applicants must be 18 years or older. For loans above ₹10 lakh, an 8th-grade pass is required (4:25).
• Subsidy & Own Contribution:
• General Category: 10% own contribution; 15% subsidy in urban areas, 25% in rural areas (1:30).
• Special Category (SC, ST, OBC, Minorities, Ex-servicemen, Women, Transgenders, North Eastern, or Hilly Regions): 5% own contribution; 25% subsidy in urban areas, 35% in rural areas (1:49).
• Key Requirement: A strong project report is crucial for loan approval (2:55) and an Entrepreneurship Development Programme (EDP) training certificate is required (4:59).
• Official Link: [https://kviconline.gov.in/pmegpeporta...](https://kviconline.gov.in/pmegpeporta...)

• PM Mudra Yojana
• Purpose: Provides loans for new businesses and for expanding existing businesses (6:22). It covers manufacturing, service, and trading sectors (7:06).
• Loan Categories:
• Shishu: Up to ₹50,000 for new businesses (6:44).
• Kishor: Up to ₹5 lakh for expanding existing businesses (6:53).
• Tarun: Up to ₹10 lakh for significant business expansion (6:58).
• Eligibility: Applicants must be 18 years or older. No educational qualification is required (7:04).
• Key Requirement: A well-prepared business plan/project report is essential (7:29). For existing businesses, 6 months of bank statements are needed (7:41).
• Official Link: [https://www.mudra.org.in/](https://www.mudra.org.in/)

• Startup India Scheme
• Purpose: Supports innovative ideas and startups (8:38) with tax benefits and funding.
• Loan Amount: Can receive loans from ₹10 lakh to ₹1 crore from the government (9:03).
• Benefits: 3 years of tax exemption (9:00).
• Eligibility:
• The startup must be registered with the Department for Promotion of Industry and Internal Trade (DPIIT) (9:09).
• The business idea must be innovative (9:36).
• The startup should not be older than 10 years (9:46).
• Banks are instructed to provide loans to at least one SC/ST applicant and one woman applicant through this scheme (9:53).
• A Business Corporation Certificate from the Ministry of Corporate Affairs is required (10:05).
• Mistakes to Avoid: Not registering with DPIIT (10:26) and having a non-unique business idea (10:35).
• Official Link: [https://www.startupindia.gov.in/conte...](https://www.startupindia.gov.in/conte...)

💡 Still Have Questions? Drop them in the comments & I’ll answer them ASAP!

📩 Follow for more business tips & government schemes! 🚀

Explore the best government loan schemes of 2025, including PMEGP, Mudra Yojana, and Startup India, offering low-interest, collateral-free loans for small businesses and MSMEs. Learn how to apply for business loans without security, discover government funding options, and understand startup loan benefits in this video.

#GovtLoanSchemes #CollateralFreeLoan #LowInterestLoan #PMEGP #MudraYojana #StartupIndia #BusinessFunding #IndiaEntrepreneurship #MSME #BusinessIdeas2025 #EntrepreneurTips #SmallBusinessIndia #LoanWithoutCollateral #GovernmentSubsidy #mudraloanonline

Music track: Legacies by Aylex
Source: https://freetouse.com/music
Copyright Free Music (Free Download)