Скачать или смотреть BROKE By Month End| How To Avoid PERSONAL LOAN Trap

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Today, you can get an iPhone for ₹22,000, a PS5 for ₹6,000 EMI, and even an air fryer for ₹1,300/month. But this isn’t a festive sale — it’s the new reality of how India is being sold dreams in monthly installments. In this video, we break down how EMI culture, FOMO from social media, and over-optimism about future income are pushing young Indians into debt. From candles to vacations, everything is now "affordable" — but at what cost?

We’ll explore why this shift from savings to consumption is more dangerous than it seems. You’ll see how EMI makes you believe you can afford a lifestyle that your bank balance can’t support. This is not just about numbers — it’s about how EMI impacts your decisions, your freedom, and your future. Watch the full video to understand why delaying gratification might be the smartest financial move you can make.

0:00 Intro: The Hidden Reality of EMI Prices

02:07 - Reason 1: Optimism & Easy Credit

03:55 - Reason 2: FOMO (Fear of Missing Out)

07:08 - Reason 3: Social Pressure & Status Signaling

08:30 - Tip 1 to Avoid EMI Trap

09:02 - Tip 2 to Avoid EMI Trap

09:53 - Tip 3 to Avoid EMI Trap

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GEARS BEHIND THE VIDEO:
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MY TOP 5 FAV BOOKS 📚
Ride of a Lifetime: https://bit.ly/rideofalifetimebook
The Millionaire Fastlane: https://bit.ly/TheMillionaireFastlane...
Zurich Axioms: https://bit.ly/ZurichAxioms
Masters of Scale: https://bit.ly/masterofscale
Just Keep Buying: https://bit.ly/justkeepbuying

#fixyourfinance #personalfinance #moneymanagement

Disclaimer: Neither the guest nor I am a SEBI registered investment advisor. Information shared is only for educational purposes and not investment advice.

Music licensed by Epidemic Music