Ratio analysis: How to make balance Sheet stronger? Covering Current, Gearing and Leverage Ratio.

Current Ratio, Gearing ratio and Leverage Ratios are important parameters to assess the health of the Balance Sheet of the Borrower. In the previous video, we had discussed meaning of some Key Ratios which are assessed by the Banks before approving any Loan to the Businessmen.

Now in this video, we shall discuss in detail the three key Ratios namely:

1. Current ratio
2. Gearing ratio which is also called Debt Equity Ratio
3. Leverage Ratio

we have discussed in detail what to do of these ratios are not upto the mark and needs Improvement. Therefore, In this video you all shall Learn below:

1. How to Improve current Ratio
2. How to Improve Gearing Ratio
3. How to Improve Leverage Ratio
4. What to do if the MPBF is not met
5. what to do if Drawing power is low
6. What to do if Net working capital of the borrower is negative
7. What is meaning of balance sheet and what does balance sheet tells us.

Therefore, please watch the video till the end and share it to the maximum people.

we are making this series for the sales managers or Relationship managers working in the Bank. This video series shall help them in sharpen their skill set and have more meaningful and productive case discussions with credit/Risk team and the borrower.

#ratioanalysis #currentratio #gearingratio #leverageratio #debtequityratio #financialanalysis #balancesheet #balancesheetanalysis #liquidityratios #activityratios #caankushjain #ankushjain #salesmanager #relationshipmanager

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Hi friends, My name is CA Ankush Jain and i am a banker working as a area credit manager in one of the largest private sector bank in India. I have total working experience of around 10 years in the Industry. I am a CA (Chartered accountant), CS (Company secretary), B.com, M.com, CMA group 1 and UGC by qualification. Teaching is my passion and i love to teach. Therefore youtube is a great platform for me to fulfill my teaching dream.

In this channel, I am regularly making video on banking finance from last 3.5 years. I have made complete course for credit managers for working capital covering every topic. You can find all the details in the playlist section.

You can also join membership to get access to complex topics with exclusive videos for members, Access to telegram group to build network and resolve queries. Join by clicking on below link with just Rs. 199 per month

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