Скачать или смотреть Despite high education, many Indians park money in savings—fear & habit stop them from investing

Why do highly educated Indians still put their money in bank savings instead of investing? The answer is not finance—it’s psychology.

👉 If you’ve ever wondered why your hard-earned salary grows so slowly despite your degrees and skills… this video shows you the hidden reason.
👉 If you think saving in a bank is safe, we’ll prove why it’s actually a guaranteed loss against inflation.
👉 If you’ve hesitated to invest because of fear or habit, you’ll see how mindset, culture, and old rules are holding us back.

In this video we uncover:

The Indian saving paradox: why education doesn’t equal financial literacy.

The psychology of safety and fear that keeps even smart people trapped in savings.

The silent cost of “safety” — how inflation eats your wealth every year.

The simple mindset shift to start building wealth through investing.

You should watch this if:

You’re a young professional, already working hard but unsure why money isn’t compounding.

You’re a parent, teaching your kids about money and don’t want them repeating old mistakes.

You’re educated, ambitious, and ready to move from “just saving” to wealth building.

This isn’t just another finance video. It’s a mirror to our habits. It’s about breaking free from yesterday’s rules that guarantee failure today.

💡 By the end of this video, you’ll see why not investing is riskier than investing wisely—and how you can start small, safe, and smart.

📢 Don’t just keep saving. Start growing.

Hit play, and let’s change how India thinks about money.

#FinancialFlywheel #InvestingInIndia #MoneyPsychology #SavingsVsInvesting


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Hi, I’m Sri 👋

I’ve been trading since 2009, with hands-on experience across equity, futures & options, commodities, real estate, precious metals, and crypto. Over the years, I’ve actively traded in major exchanges like MCX, NSE, and NYSE, with a footprint in India, the US, and the UAE.

Academically, I hold a B.Sc. (Math Hons), M.Sc. (Math), and M.Tech. (Computer Science). Professionally, I started my career in a startup out of IIT Madras, working on protocol stack development, went on to consult in the Telecom space, and later worked at Microsoft as a Program Manager.

I am not certified by SEBI or SEC—I trade and invest purely in an individual capacity. I also share insights and learnings on a mentorship basis, drawn from real market experience rather than formal certification.

If you’re looking to understand markets, risk, and wealth-building in a practical and relatable way, you’re in the right place. 🚀
Disclaimer: The content on Financial Flywheel is for educational and informational purposes only and should not be considered financial, investment, tax, or legal advice. I am not a licensed financial advisor. Always do your own research and consult a qualified professional before making financial decisions. Investing and markets involve risk, including the possible loss of principal. Past performance is not indicative of future results.