Скачать или смотреть PCP vs HP finance explained - Which is better?

Choosing between Personal Contract Purchase (PCP) or Hire Purchase (HP)? If you're eyeing up a new set of wheels and feeling a bit lost in the finance jargon, don’t worry – we’ve got you.

In this video, we break down two of the UK’s most popular car finance options, PCP and HP, using real cars as examples, and zero waffle.

What you'll learn:

The key differences between PCP and HP
Which one ends with full car ownership (and which one doesn’t)
Monthly payments, balloon payments, and all the good stuff are explained simply
Which option might suit your lifestyle and budget

Timestamps:
00:00 Intro
00:19 PCP and HP car finance options
00:57 How does HP finance work?
01:33 How does PCP finance work?
02:23 PCP vs HP: Pros and Cons
03:00 Which is better for you?
03:58 Key takeaways

Find out more: https://www.carmoola.co.uk/blog/pcp-v...

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Representative 13.9% APR. Finance is subject to status and is only available to mainland UK residents aged 18 and over with a full driving licence. Acceptance is subject to the vehicle meeting approval criteria. Terms and conditions apply. Borrow responsibly.