Скачать или смотреть The Ultimate UK ISA Guide 2026: What’s Changed and What Matters

📕 The MONEYWISE DOCTOR Book is now on Amazon
👉 https://amzn.eu/d/gyERV3M

🎟 Free Tax-Efficient Investing Masterclass
🗓 Saturday, 10 January 2025
⏰ 10:30 AM GMT
👉 https://moneywisedoctor.com/masterclass

Most doctors and healthcare professionals use ISAs…
but very few understand how they actually work.

With ISA rule changes coming in 2026 and 2027, rising dividend taxes, and frozen tax thresholds, using the wrong ISA is now more expensive than ever.

In this video, I explain ISAs in plain English, specifically for UK doctors and healthcare professionals.

You’ll learn:

What an ISA really is (and what it is not)
The 3 ISAs that actually matter for most medics
Why cash ISAs can quietly lose money to inflation
How stock & shares ISAs protect growth from tax
The Lifetime ISA bonus and the traps nobody explains
Junior ISAs and the risk most parents overlook
How to choose the right ISA for your goal, not the hype

This is a practical ISA guide for 2026 and beyond, built from real mistakes I see doctors make every year.

I’m Dr Andy Egwim, former NHS GP, investor for over 21 years, and founder of MoneyWise Doctor.

I’ve helped thousands of medics stop leaking tax and build long-term financial clarity.

This video is for education only. Always seek tailored advice where needed.

👉 Watch to the end and tell me in the comments: Which ISA mistake have you made before?


⏱️ CHAPTERS & TIMESTAMPS
00:00 Intro – The £1,000 ISA Reality
00:23 Why ISAs Matter More in 2026
01:19 What You’ll Learn in This Guide
01:50 Important Disclaimer
02:08 What an ISA Really Is
02:45 The £20,000 ISA Allowance
03:02 Cash ISA Explained
03:34 Cash ISA Inflation Problem
03:56 Cash ISA Rule Changes (2027)
04:29 Financial Foundations First
04:51 Who I Am & Why I Teach This
05:21 The MoneyWise Doctor Book
05:48 Stock & Shares ISA Explained
06:14 Why Growth Inside ISAs Is Powerful
06:56 Risk vs Time Horizon
07:24 Lifetime ISA Explained
07:48 Lifetime ISA Traps
08:41 Cash vs Stocks LISA
09:00 Junior ISA Explained
09:48 Innovative Finance ISA
10:16 ISA FAQs
10:36 ISAs vs Pensions
10:53 Choosing the Right ISA
11:18 Key Takeaways
11:39 Final Thoughts & Next Steps