2024 Personal and Business Goals | Live Q&A

I'll start the show by talking about some personal and business goals for 2024. Then I'll answer your questions.

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Financial tools I use:

I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:
https://go.robberger.com/personal-cap...

My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost:
https://go.robberger.com/new-retireme...

Rocket Money: I've started using this tool for budgeting, and I love it: https://go.doughroller.net/rocket-mon...

I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:
https://go.robberger.com/capitalize/y...

My budgeting tool of choice is Tiller. It downloads all your banking data to Excel or Google Sheets:
https://go.robberger.com/tiller/yt-tools

We save and invest our credit card rewards. Here are some of my favorite credit cards:
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My Book (Retire Before Mom and Dad):
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Timestamps

0:00 - Welcome to the Financial Freedom Show!
1:12 - 2024 Personal and Business Goals
2:13 - The 12 Week Year
6:15 - Long-term portfolio equity portion
10:45 - Tilting a portfolio to small cap value instead
12:52 - BND vs VCPIX
16:45 - 529’s
17:53 - Cognitive decline and risk of failure
21:44 - Unbiased evaluation insurance policies
22:46 - Financial planner client frustration
24:58 - The Rational Reminder podcast
26:16 - CPI used to adjust withdrawals
29:17 - My HSA/Yield %
30:19 - Are taxes/penalties same/different for Roth 401K?
32:24 - Vanguard Wellesley
34:26 - Maxing out 2024 Roth contribution
37:01 - Theme for New Year
38:40 - Are dividends/interest part of 4% withdrawal?
44:37 - Good strategy for building cash
46:41 - Mike Piper’s OpenSocialSecurity tool
47:38 - HSA in Fidelity/tax free money
51:05 - Great Recession
53:18 - iShares target date etf funds
55:48 - Dollar cost averaging into S&P monthly
57:03 - Vanguard economic and market outlook for 2024
58:07 - Follow up video request
59:48 - Blue Binder
1:01:31 - Crypto
1:03:13 - Interviews this year???
1:06:54 - BND vs BIV
1:08:30 - Prioritizing a Roth(s) in a marriage
1:10:19 - International small cap value/emerging markets
1:12:13 - Bogleheads forum handle
1:15:52 - Splitting admins for Roth
1:17:04 - My portfolio review
1:17:35 - Paying down debt
1:19:10 - My fixed income portfolio/Tips&Bonds
1:23:29 - The Power Broker
1:26:29 - Burgers
1:27:29 - Password manager software
1:29:39 - Announcements
1:30:08 - Financial Freedom


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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.