Скачать или смотреть Is a Credit Card Sign-Up Bonus Worth It? Here’s How to Tell

With so many credit card sign-up bonuses to choose from, it can be hard to tell which ones are actually good — and which ones are too good to be true. 100,000 bonus points sounds great on paper, but what will those points get you? And are they worth the annual fee?

When it comes to credit card bonuses, NerdWallet recommends following the "rule of three." Unless the card has especially valuable rewards or benefits, aim for a sign-up bonus value that's equal to three years or more of the card's annual fee.

Personal finance expert Sara Rathner shares three tips to keep in mind when you come across a really large sign-up bonus, including the "rule of three." At the end of the video, she shares her own personal credit card strategy and what she looks for in a card.

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