Applying For a Student Loan Without a Cosigner

A cosigner is generally a family member, close friend, or sponsor who guarantees they will pay back your student loan if, for some reason, you can’t. They have the solid credit history needed to increase the chances of being approved for a loan and to potentially help secure a more competitive interest rate.

However, not everyone has someone to cosign their student loans, and that’s okay too. There are plenty of ways to potentially qualify for both private and federal student loans without a cosigner.

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