Скачать или смотреть The 2026 Mortgage Blueprint: 3 Strategies to Lock a Rate (Without Getting Burned)

Stop gambling with your interest rate. Here is the strategy you need to survive the 2026 housing market.

In this episode of The Blueprint: The days of just "getting a quote" are over. In a market with tight inventory and volatile rates, waiting until you find a house to lock your rate leaves you vulnerable. We break down the three specific "asks" you need to take to your lender immediately.

The Strategies We Cover: 1. The "Lock and Shop" How to secure your budget before you even find a property. If rates skyrocket, you're protected. If they tank, you renegotiate.

2. The "Float Down" (For New Construction) Building a home? Don't lock a high rate for 9 months. Learn how to cap your risk while keeping the option to drop your rate if the market improves before you close.

3. The Builder Advantage (The Cheat Code) How big builders use "Forward Commitments" to offer rates (like 5.99%) when the street rate is 6.5%. You cannot get these rates at a standard bank.

Action Item: Don't just shop for a house—shop for a strategy.

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