Term Insurance Most Asked Questions ANSWERED | Term Insurance FAQs | Gurleen Kaur Tikku

Term Insurance is a type of life insurance that provides a lump-sum amount to your family, in the unfortunate instance that they lose you, during the term of the policy.

In this video , we have answered the most common asked questions about Term Insurance that most people have which make them delay the decision in buying term insurance.

WATCH THE VIDEO FOR MORE DETAILS :)

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Term Insurance With or Without RETURN OF PREMIUM ? -    • Term Insurance With or Without RETURN...  
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TIME STAMPS :-
0:00 Introduction
1:17 Concept of Term Insurance
3:00 Who should buy Term Insurance ?
4:40 Right Time to buy Term Insurance
6:51 Decide Policy Term in Term Insurance
8:33 How to decide Premium Payment Term ?
10:50 Term Insurance Right Coverage
13:59 Term Insurance with Return of Premium
14:40 Term Insurance without Return of Premium
15:06 Riders in Term Insurance
17:48 Claim Settlement Ratios in Term Insurance
18:40 MWPA in Term Insurance
19:14 Increase Term Insurance Coverage
19:35 Income Proof for Term Insurance
20:21 Term Insurance Claim Rejection
20:32 Health Conditions Disclosure
21:45 Buy more policies for Higher Coverage
22:17 Conclusion

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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 19 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.