Скачать или смотреть Big Decision By Government ✅

The RBI has taken a major step that will make it simpler for people to access loans.

Until now, banks often turned down applicants by saying:
“You don’t have any previous loan record or CIBIL score, so we can’t approve your application.”

But with the new directive, this reason will no longer be valid. If a person has never taken a loan before, their request cannot be rejected solely because of “no credit history” or “no CIBIL score.”

In such cases, banks will now need to evaluate other factors like income level, job consistency, repayment ability, and the overall financial situation of the applicant before taking a decision.