Скачать или смотреть Cheapest way to create an LLC in 2025 - How to start an LLC for cheap

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Testimonial from David
0:00 – Intro: My Journey to Starting an LLC on a Budget
0:20 – Researching State Requirements
0:40 – Filing the Articles of Organization
1:00 – Becoming My Own Registered Agent
1:20 – Drafting the Operating Agreement
1:40 – Getting My EIN from the IRS
2:00 – Opening a Business Bank Account
2:20 – Total Cost Breakdown
2:40 – The Benefits of DIY LLC Formation
3:00 – Key Takeaways: Tips for Starting an LLC on a Budget
3:20 – Conclusion: Take Control and Save Money
The Cheapest Way I Created My LLC

When I decided to start my own business, I was excited—but also on a tight budget. I wanted to protect myself legally and operate professionally, but I didn’t have hundreds of dollars to throw at a lawyer or a third-party service. So I made it my mission to form my LLC as cheaply as possible—doing everything myself, step by step.

To start, I researched the basic requirements in my state. Every state has its own rules and fees, so I went straight to my Secretary of State’s website. That’s where I found the official form to file what's called the Articles of Organization. Some people pay companies to do this, but honestly, it was just a short form. I filled it out in under 30 minutes and submitted it online. The filing fee was around $50, which was the only unavoidable cost. No upsells, no extras—just the state fee.

Next, I needed a registered agent—someone who receives legal documents on behalf of the LLC. I could have paid for a service, but to save money, I made myself the registered agent. As long as you have a physical address in your state and are available during business hours, you can do that. It’s free and totally legal.

After that, I drafted an Operating Agreement. It wasn’t required in my state, especially for single-member LLCs like mine, but I wanted one on file just in case. I found a free template online and filled it in with my business name, my role, and a few basic operating procedures. No lawyer, no cost.

Then came the EIN, or Employer Identification Number. Some sites charge you to “help” with this, but getting it directly from the IRS is completely free. I went to the IRS website, filled out the application, and got my EIN instantly via email. That saved me anywhere from $75 to $150 that other services charge.

Once I had my EIN and approved LLC documents, I opened a business bank account to keep my finances separate. I chose a local bank with no monthly fees or minimum balance. Opening the account was free, and I didn’t need to deposit much to get started.

All in all, I created my LLC for just the state filing fee—nothing more. I avoided third-party services, unnecessary add-ons, and upsells. I kept everything organized in a digital folder so I wouldn’t need to pay anyone for help down the line.

Looking back, I’m glad I took the DIY route. It gave me full control, saved me money, and taught me how my business is structured from the ground up. If you’re willing to do a bit of reading and follow instructions carefully, forming an LLC on a budget is totally doable.