Скачать или смотреть Dont Use Cash! Why Credit Cards Are Better | Credit Cards Explained in 5 Minutes | Beginner’s Guide

🎬 Welcome to Episode 1 of our Credit Card Series – ‪@Infinity.Central‬ #trending
The No-Cost Debt That Pays You Back : Credit Cards 101 - For all the First Time Credit Card Users that gives Introduction to Credit Cards.

In this beginner-friendly video, we break down how credit cards work in India, how to use Cards smartly, and how to actually earn rewards and grow your money using Credit Cards — all in 2025.

🧠 What You’ll Learn in This Video:

What is a credit card and how it works (Credit Card vs debit cards)

Why using cash may not be the smartest option holding a Credit Card

How to benefit from interest-free periods

Understanding reward points, cashback, and lounge access

How credit cards can help build your CIBIL score

Real-world strategy: how I personally manage and benefit from multiple cards

🛠️ Real Use Case Shared:
I walk you through exactly how I use multiple credit cards — picking the best card for each transaction, maximizing the interest-free period, tracking everything in a budget app, and redeeming rewards regularly. It’s not just about spending — it’s about using the system smartly, so the system pays you.

00:00 Intro – The Debt That Pays You Back?
00:30 Planning to Get Your First Credit Card?
00:32 How to Use a Credit Card Smartly?
00:47 What is a Credit Card? How Does It Work?
00:55 Debit Card vs Credit Card?
01:02 The Catch in Using Credit Cards?
01:15 Why you should not be using Cash if you have a credit card?
01:26 How to Earn Returns Using Credit Cards?
01:48 Smart Benefits of Credit Cards?
01:59 Credit Card Billing Cycle and Grace Period explained?
02:09 How much are the Maximum Credit Card Interest-Free Days?
02:18 How Do You Get Reward Points and Cashback from Credit Cards?
02:28 The Most Underrated Credit Card Benefit?
02:40 How to get Free Airport Lounge or Railway Lounge Access thru Credit Cards?
02:44 What is an Airport or Railway Lounge?
04:10 Real Use Case – How I Made Credit Cards Work for Me? /How to Properly use a Credit Card?

📌 Some of the smart Benefits mentioned in This Video:

55-day interest-free cycle explained

Free domestic and international lounge access

Buy 1 Get 1 on movie tickets

Discounts on restaurants, travel, shopping

Earn rewards on utility bills and rent

UPI + Credit Card: how it works in 2025

Fuel surcharge waivers, zero-cost EMIs, and more

💡 Perfect for Beginners:
Whether you’re applying for your first credit card or just want to stop leaving benefits on the table, this guide will help you start smart and avoid common traps.

📺 Don’t forget to like, comment, and subscribe for:

More credit card tutorials coming soon.

Personal finance tips

Smart money strategies for 2025

Interesting Informative contents : Subscribe channel and get rewarded

📣 Stay tuned for Episode 2 of Credit Cards Strategy.

📥 Drop your questions in the comments, and we’ll answer them in upcoming videos.

🔔 Subscribe to [Infinity Central] and hit the bell icon for updates.



Disclaimer
This video is for educational and informational purposes only and does not constitute financial/legal/official advice. Credit card features, market conditions, and product offerings can change frequently. Always do your own research or consult a qualified financial advisor before making any financial decisions. Neither the channel nor the host/creator shall be responsible for any direct or indirect loss or liability incurred by viewers for making financial decisions based on this content.


#CreditCardsIndia #CreditCardsIndia2025 #PersonalFinance #CreditCardTips #InfinityCentral #SmartMoneyIndia #CreditCardCheat #CreditCardStrategy #SavewithCreditCard #EarnwithCreditCard #CreditCardforBeginnersKerala #creditcardusage #CreditCardBasics #CreditCardLessons #creditCardsExplained #WhyCreditCards #CreditCardAdvice #CreditCardTutorial