Скачать или смотреть Why Most Budgets Die After 3 Weeks—and the Simple Reset That Actually Sticks 📅🧠

📅🧠 Be honest… how many times have you built a “perfect” budget and then abandoned it in less than a month?

You start motivated, color-coded, and ready to change everything.
Then life happens: a birthday, a repair, a random invite. The plan breaks… so you throw the whole thing away.

The problem usually isn’t your discipline. It’s the design.

In this FinanceDecoded short, we show you a simple reset:

💡 Why ultra-detailed, rigid budgets fail in the real world
💡 How surprise expenses expose fragile planning
💡 A 3-bucket structure that bends instead of breaks

The 3 buckets:

👉 *Fixed* – rent, utilities, subscriptions, debt minimums
👉 *Variable* – food, transport, small fun, flexible spending
👉 *Future* – savings, extra debt payoff, investments

Instead of tracking every single coffee, you zoom out and manage the big flows. Then you add one powerful habit: a **10-minute weekly check-in**.

Once a week you ask:
What went over?
What was lower than expected?
What adjustment makes next week slightly better?

Small corrections beat big guilt.

⚠️ This video is for education only, not personal financial advice. Everyone’s income, culture and cost of living are different. Adapt the structure to your reality and get professional guidance if you need it.

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If you’re tired of “perfect for 10 days, dead by day 21” budgets, stick with FinanceDecoded for systems you can actually live with. 💚