My Top 5 SIMPLE Credit Score Hacks - Boost Yours FAST (surprisingly EASY)

If you struggle to understand and Increase your credit score, you're not alone! This video is your FAST TRACK to boosting your credit score in months without breaking the bank. Learn creative credit card hacks that will help you get a credit score lenders will WANT TO LOAN money to you with a low interest rate - saving you THOUSANDS!

This video shows you how credit scores are created and more importantly 5 hacks to boost your credit score FAST that anyone can do!

Since your interest rate for buying a home or car will be determined by your credit score, having a high credit score can save you thousands over time. Luckily, it's easy to have a good credit score once you know how they determine your credit score - factors like do you pay your credit cards on time, do you use a lot of your available credit, etc. all play an important part in your credit score.

This is Personal Finance 101 that no one ever taught us!

Links mentioned:

7 Ways to Remember to Pay Your Bills on Time:    • 7 ways to remember to pay your bills ...  

Get your credit report here: https://annualcreditreport.com

How to fix errors on your credit report: https://consumer.ftc.gov/articles/dis...


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Ms. Moody - former librarian, current financial feminist, and money educator.

Join the club to chat moolah with like-minded women - Scrimpin' Ain't Easy, just like the library, we're talking stacks on stacks on stacks. www.facebook.com/msmoodymoney/groups/scrimpin

Wanna read a good money book for beginners?
"The Index Card" by Helaine Olen and Harold Pollack
Get it from your public library: http://www.worldcat.org/oclc/928750850
-Get it from a local bookstore: https://www.indiebound.org/book/97801

...Looking for a book a bit more advanced?
"Dumb Things Smart People Do With Their Money" by Jill Schlesinger:
Get it at your local public library: http://www.worldcat.org/oclc/1140204982
Get it from a local bookstore: https://www.indiebound.org/book/97805

Thanks for watching!

Heads up: All the content is for educational purposes only. Ms. Moody is not a licensed financial advisor; she’s a librarian, money nerd, and educator. As personal finance is personal, to find out what is best for you, consult a financial professional. Users are solely responsible for any actions they take.

This video is protected under US Copyright law. If you would like to reuse any of it for your own work, you must have explicit permission from the creator (Ms. Moody). Please contact me for permission before using any part of the video.


0:00 - 1:11 5 ways to boost credit score fast and simple intro
1:12 What is a credit score?
2:51 - What makes up your credit score?
6:03 - Boost Your Credit Score FAST, improve ratios
7:54 - Boost Your Credit Score FAST, reduce balance
10:03 - Boost Your Credit Score FAST, autopay
10:53 - Boost Your Credit Score FAST, clever use of cards
12:15 - Boost Your Credit Score FAST, check credit report